In 2005, I was given a 110% mortgage by a mainstream lender. For a feckless 29 year old with a history of bad debt, it was like pushing crack on a cocaine addict. Perhaps that’s a bit strong – but that “free” money can be financially lethal, if not literally so. To this day, I see it as one…
Tag: legal
New year: new tax return resolutions!
I have a confession to make. On New Year’s eve I had intended to go out, drink a bit, drag my fiancé out to see the New Year in with an old friend, and everything else that you might expect to do to bring 2016’s season of festivities to a close. Instead, what did I do?…
How to financially survive a car crash
I was recently in a car accident. I was literally hit by a truck. I say recently, it was in the summer of 2015, but it feels recent because I’ve only just been found as the non-fault party. I don’t want to go into too much detail (because I’m classy like that) but the basic…
The true expense of student housing
We’ve all been there – damp, mould, broken windows, idiotic landlords, no hot water, broken fridge, sporadic fire alarms, broken shower, broken loo, no money, and lots and lots of tears. Student homes can be a drain. Not just on your patience levels but also on your bank balance. I’m not just referring to the…