Wednesday 1st April 2020

Tag: credit card

This might sound weird but…start saving for Christmas 2019 now!

Have you dared to look at your Christmas spending yet? Has the credit card bill come in yet, so you can face what Christmas cost you? I have faced mine and it’s scary. This year I am starting to save for Christmas right now. I have a credit card that I pay off in full…


The not-so-obvious things that can damage your credit score

When you’re a student, you don’t think about the stuff that could damage your credit score. And even once you’re unleashed into the ‘real world’, it often doesn’t seem a relevant topic at first. I know that I, personally, have avoided credit cards like the plague, being all too aware of the potential dangers of…

Bank Switch

How to switch bank accounts

There are many reasons why you should consider switching bank accounts. You may be encouraged to move by online fraud problems, such have recently hit Tesco Bank or that customers of NatWest and RBS have had to endure several times. But there’s a much more powerful reason to switch – you could end up better…


How well do you know PayPal?

This month I got my PayPal account limited. What this means is that I could not deposit money from my PayPal account into my bank account. Why? You may ask. Because, when I opened my account, almost eight years ago, I was 16. I could not honestly remember opening my account, let alone lying about…

Credit Cards

How to choose a credit card – and reasons why you shouldn’t

It’s so convenient to flash the plastic these days that it can seem essential to have a credit card. But that’s not so. There are several reasons why you should think about getting one – but also many reasons why you shouldn’t. It comes down to this: can you resist the temptation to overspend on…

Shop Spending

Damage control tips for binge-shopping

They say the first tip for saving money is: ‘Don’t buy things you don’t need.’ But is it really that simple? If we move beyond immediate needs, why do we buy things? Out of boredom? Peer pressure? Despair? Procrastination? I assume the latter is just one of the causes of the popularity of online shopping.…

Chris Budd

How to spend money to make yourself happy

Spending money is easy. Now that we can do the dibby dibby (an expression I have coined which means the touching of a debit card on a screen, and one which seems to be understood by all retailers) buying stuff has never been easier. But are you spending money in a way that maximises your…

Vintage Car

What age of car offers best value for money?

Writing this blog is definitely doing my finances a favour.  As I sat by the window, pondering the conditions that govern the finances of the average punter, my eye came to rest on my battered old Xsara Picasso, lurking out the back.  It’s definitely been the most resilient car I’ve owned (touch wood), but there’s…



Subscribe to get Mouthy stories straight to your mailbox.